Terms and Conditions
These terms and conditions govern your use of Pravalionexq Financial Planning Services and our consultation services.
August 19, 2025
Acceptance of Terms
By using our services or website, you agree to be bound by these terms and conditions in their entirety.
Continued use of our services constitutes acceptance of any updates or modifications to these terms.
Use of Our Services
Our financial planning consultation services are subject to the following terms and conditions:
Service Eligibility
Our services are available to UK residents aged 18 and over who can enter into legally binding agreements.
Client Responsibilities
You are responsible for providing accurate information and maintaining confidentiality of any account access details we may provide.
Prohibited Uses
- Using our services for unlawful purposes or fraudulent activities
- Attempting to disrupt or interfere with our website or services
- Sharing confidential consultation content with unauthorized parties
- Providing false or misleading information during consultations
Client Obligations
As a client, you agree to the following responsibilities:
- Provide accurate and complete information about your financial situation
- Attend scheduled consultations or provide reasonable notice of cancellation
- Respect the professional nature of our consultation services
- Pay subscription fees promptly according to agreed terms
Intellectual Property
All content, materials, and consultation methodologies remain the intellectual property of Pravalionexq Financial Planning Services.
We grant you a limited, non-exclusive license to use our services for personal financial planning purposes only.
Privacy and Data Protection
Your privacy is important to us, and we handle your personal information in accordance with UK data protection laws.
Please review our Privacy Policy for detailed information about how we collect, use, and protect your data.
Disclaimers and Limitations
Important disclaimers that apply to all our services:
Services are provided "as is" without warranties of any kind, and results may vary significantly
Our liability is limited to the subscription fees paid in the preceding 12 months, and we exclude liability for indirect damages
Client Indemnification
You agree to indemnify Pravalionexq Financial Planning Services against any claims arising from your misuse of our services or breach of these terms.
Service Termination
We may terminate or suspend services immediately for the following reasons:
- Breach of these terms and conditions
- Fraudulent or unlawful use of our services
- Non-payment of subscription fees
Dispute Resolution
Any disputes arising from these terms shall be resolved through the following mechanisms:
Alternative Dispute Resolution
We encourage resolution of disputes through mediation or arbitration before pursuing legal action.
EU Online Dispute Resolution
EU residents may access the European Commission's online dispute resolution platform for consumer disputes.
Governing Law
These terms are governed by English law, and any disputes shall be subject to the jurisdiction of UK courts.
Changes to Terms
We reserve the right to modify these terms at any time, with changes taking effect immediately upon publication.
Continued use of our services after changes constitutes acceptance of the modified terms.
Severability
If any provision of these terms is deemed invalid or unenforceable, the remaining provisions shall continue in full force.
Entire Agreement
These terms, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and Pravalionexq Financial Planning Services.